State Farm is one of America’s oldest insurance providers. It was founded in 1922 by G.J. Mecherle, a former farmer who decided that he was going to start his insurance company dedicated to providing fellow farmers with low-cost insurance. Today, State Farm is the fourth-largest car insurance company in the United States. The company sells a wide range of insurance products at cheaper-than-average rates, including auto, home, renters, condo, and life insurance. If you are interested in learning more about State Farm insurance quotes and what they mean, you have come to the right place.
State Farm is a good choice for insurance, especially if you’re shopping for multiple policies. These insurers offer up countless types of insurance, services, and adaptable policies.
State Farm’s primary selling point is its customer service and trustworthiness. The company markets itself as an insurance company policyholders can rely on “like a good neighbor”. How much is State Farm car insurance? What does State Farm’s full-coverage policy cover? How easy is it to cancel your existing policy? Continue reading this post to find out the answers to the aforementioned questions.
State Farm Insurances Addresses
State Farm Fire and Casualty Company
Bloomington, IL
State Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Winter Haven, FL
State Farm Lloyds
Richardson, TX
State Farm Car Insurance Quotes
State Farm car insurance is the third most expensive car insurance. The average State Farm full coverage cost is $104 per month or $1,250 per year on average, with minimum coverage costing just $52 per month or $625 per year.
| Coverage Type | Cost Per Month | Cost Per Year |
|---|---|---|
| Full coverage | $104 | $1,250 |
| Minimum coverage | $52 | $625 |
State Farm Homeowners Insurance Quotes
You can get a homeowners insurance quote from State Farm on their website. Their online quote tool allows you to gather pertinent information using your unique profile.
The average cost for homeowners insurance is $1,979 per year. Insurers will consider factors like your home’s location, age, and construction type, among other things. It’s best to speak with a representative to determine how much your State Farm homeowners insurance costs.
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Does State Farm Homeowners offer Discounts?
State Farm advertises seven discounts for homeowners insurance, which is equal to the industry average. However, none of these discounts are unique since other providers offer similar savings. Those considered less common (but still not unique) are State Farm’s continuously insured and roofing material discounts.
State Farm Homeowners Insurance Coverage
State Farm offers all the homeowners insurance coverages you’d expect from a national insurer, such as personal liability, medical payments, and dwelling coverages. The company also offers the following optional coverages:
- Water backup coverage: Pays for water damage due to a sewer, drain or sump pump backup.
- Identity theft protection: The company provides coverage for data recovery after a cyber attack, identity restoration after the theft, and reimbursement if you’re a victim of cyber extortion. It also helps you stay in touch with your bank, creditors, and credit bureaus.
- Home systems protection: the company pays to repair or replace home equipment like AC units or fridges, damaged by accidental mechanical or electrical breakdown.
- Service line coverage: this covers the cost to repair or replace exterior underground water and sewer piping, electrical service lines, and data lines that you own if they fail or are accidentally broken.
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State Farm Renters Insurance
Renters insurance covers what you own. Most landlords’ insurance covers only the building and damages due to negligence. Coverage for some of the most common causes of property damage and loss, such as theft, vandalism, and fire, is entirely up to you. Without renters insurance, you may have to bear the financial burden of a loss on your own.
On the other hand, renters insurance does not include coverage for property damage to your buildings, roof, and siding; water damage caused by flooding or underground water; and damage caused by earth movements, such as earthquakes and landslides, or caused by nuclear hazards.
State Farm Renters Insurance Quotes
You can get a homeowners insurance quote from State Farm on their website. Their online quote tool allows you to gather pertinent information using your unique profile. All you need is just your ZIP code and address to get started.
In general, renters insurance costs around $13 per month. However, actual rates may differ.
State Farm Life Insurance
Although State Farm is best known for auto insurance, it also has insurance that offers lifelong protection for you. State Farm life insurance sells term life, whole life, and universal life insurance policies to individuals. However, the availability and policy differ with states.
State Farm Life Insurance Policies
State Farm offers three primary types of life insurance: term life insurance, universal life insurance, and whole life insurance.
- Instant Answer Term Life is available for people between 16 and 45, lasting until age 50 or 10 years after the policy is issued. Coverage amounts start at $50,000.
- Return of Premium Term Life is available in 20- or 30-year terms, though you can renew the policy at increased rates. Coverage starts at $100,000.
- Whole life insurance policies include standard whole life, limited-pay whole life, single-premium whole life, and final expense. Coverage starts at $100,000.
- Universal life insurance includes survivorship and joint universal policies. Universal life insurance can be a better choice if you want more flexibility in premiums and death benefits, with a cash value component. Coverage and payment options are flexible.
How to buy State Farm life insurance
You can buy State Farm life insurance through a State Farm agent.
Also Read: How to Get Vehicle Insurance Number in the US
State Farm life insurance Quotes
You can get a homeowners insurance quote from State Farm on their website. Their online quote tool allows you to gather pertinent information using your unique profile. All you need is just your ZIP code and address to get started.
