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How to File Allstate Car Insurance Claim

how to file Allstate car insurance claim

It can be beneficial to be aware of a few crucial details about negotiating a settlement directly with an insurance company before you submit a claim to Allstate. You’ll learn the steps you need to take to file a car insurance claim with Allstate after a car accident.

When you are involved in a car accident, stay on the scene of the collision and gather evidence. Immediately seek medical attention at a hospital. When filing a claim with your insurance carrier, keep copies of your medical records. Furthermore, below is a major guide on how to file an Allstate car insurance claim.

Steps to Take to File Car Insurance Claim with Allstate

The following is handy information you may be required to file your car insurance claim with Allstate:
1. Contact information for anyone involved in the accident
2. Vehicle information and insurance information for each vehicle involved
3. Location and time of day of the accident
4. Photos of vehicle damage
5. Weather and road conditions at the crash site
6. A description of what happened
7.  A copy of the police report
8. Names of officers that responded

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Coverage Offers by Allstate

To assist you to fulfill state or lender insurance needs, Allstate offers common forms of coverage. They also provide additional coverage options and add-ons to let you tailor your policy to your needs. These include:
1. Collison
2. Medical payments
3. Personal injury protection (PIP)
4. Comprehensive
5. Liability
6. Uninsured/underinsured motorist
7. Custom equipment coverage

Other Coverage Offers by Allstate
Roadside coverage
Rental reimbursement coverage
Classic car insurance
Car insurance for travel to Mexico
Rideshare insurance
Drive wise
Claim satisfaction guarantee
Allstate rewards
Deductible rewards
New car replacement
Accident forgiveness
Safe driving bonus
Extended vehicle care

Insurance Discounts

The company provides a wide range of discounts to help clients reduce the cost of their auto insurance. These consist of:

  • New car discount.
  • Multipolicy discount.
  • Anti-theft device discount.
  • Discount if your car has anti-lock brakes.
  • Good student discount.
  • Paperless discount.
  • Early signing discount
  • FullPay discount
  • Responsible payer discount
  • Discount for signing your policy at least seven days before it goes into effect.
  • Discount for paying upfront.
  • Safe driving discount.
  • Allstate eSmart (paperless) discount.

The savings offered by Allstate vary by state, so to find out which discounts are available contact Allstate directly or visit their website.

Read Also: Allstate Car Insurance Review for 2023

Steps to File a Car Insurance Claim with Allstate

Before you actually file a claim with Allstate, there are a few steps you need to take in order to be properly compensated.

 Step 1: Call the police

It is a good idea to call the police following an accident if you want to make an insurance claim or file a personal injury lawsuit. Your vehicle accident’s responding officer will launch an initial investigation and compile a police report. The details from the police report may be used to support your Allstate auto insurance claim. Also, the position of the vehicles, the length of the skid marks, the weather, and the time and place of the collision are all specific observations.

Step 2: Contact your own insurance agent

It’s important to contact your insurance agent after an accident, even if someone else was at fault. Your insurance company may provide coverage in the event that the at-fault driver is uninsured or their policy doesn’t fully cover your damages. For instance, Allstate mandates that you notify them regardless of who was responsible for the accident.

Step 3: File a claim with Allstate

There are two different types of insurance systems in the US, and you can choose between them depending on which company you are insured with. Making a claim on your auto insurance with Allstate is quite simple, but you must first determine whether doing so is suitable.

At-fault insurance systems: Insurance claims are different in states with an at-fault insurance system and those where the driver who causes an accident is responsible for subsequent damages. In these cases, a person’s claim must be submitted to the insurance provider of the driver whose car was at fault.

No-fault insurance systems: Here, each driver in a state with no-fault insurance system submits claim to their own insurance provider.

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Allstate Car Insurance Cost

Allstate offers some of the highest prices for young drivers, older drivers, and those with a history of accidents. The average cost of auto insurance with Allstate is higher than the national average. The second-lowest priced auto insurance company, Geico, charges nearly $900 less than Allstate.

Ways to File a  Car Insurance Claim With Allstate

There are several ways to file a car insurance claim, these include:
1. through a local agent who will guide you through the subsequent processes, including assessing your home and calculating any damages or repairs.
2. through claims representatives at 800-669-2214.
3. A mobile app that you can use to post claim images and also manage your policies.
4. You can also register for an online account.

Claim Phone Number

1-800-ALLSTATE (1-800-255-7828)

Filing Allstate Car Insurance Claims via Mobile App

Allstate on the App Store

Allstate mobile app helps you manage your insurance and banking accounts with ease. You can get roadside assistance, file claims, and more. You may download the Allstate app from Google Playstore or Apple Store.

Filing Allstate Car Insurance Claim via Website

To submit a claim, you can also use the contact form on the company’s website.

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